Catholic Super Pre-Retirement Pension

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How does a Catholic Super Pre-Retirement Pension work?

If you are still working and have reached your super preservation age (currently 55), you have the option to access your super in the form of a Catholic Super Pre-Retirement Pension.

While you're still working, your own and your employer's super contributions will continue to be paid into your Catholic Super account. For example, a person may finish working full time but continue part time work, and use some of their super pension to supplement their reduced income.

What are the features of a Catholic Super Pre-Retirement Pension?

You must have reached your preservation age (but be under 65 years) and still working.
No entry or exit fees
No contribution fees
No withdrawal fees
No switching fees
Competitive ongoing management fee
Selection of investment options
Investment earnings are tax free
Pension payments are tax free from age 60
Under the age of 60, some of the pension may be tax free and the remainder may be eligible for a 15% tax offset
Regular tax effective income to supplement employment income
Flexible pension payments, twice monthly, monthly, quarterly, half yearly or annually
Regular member statements; half yearly and an annual statement
Online Access to your account via our secure portal Member Online

Please note that you do not have access to your account as a lump sum and pension payments each year are restricted to 10% of your account balance.

TURN TAX INTO SUPER

less tax - more super - same income

A Catholic Super Pre-Retirement Pension can let you lower your tax and boost your super savings while keeping the same income! All by incorporating salary sacrificing.

Learn more on accessing your super in pre-retirement and having a transition to retirement strategy

How to apply

Full details and all the forms you'll need to apply are contained in the Pension Product Disclosure Statement (PDS), which you should consider before making any decision.

Need help?

Then you should consider consulting a financial planner before you invest. Catholic Super has a team of professional financial planners who can assist you. Our financial planners are salary based and do not receive any commissions or bonuses based on recommendations they make.

Please call our Pension Service Centre on 1300 730 327 to make an appointment or learn more on
Catholic Financial Services.